Welcome to Navigate PBS
Our Philosophy: Empowering You to Build Your Own Financial System
At Navigate PBS, we believe that true financial freedom comes from understanding and controlling your money, just like a bank does. Our system, the Navigate Personal Banking System (Navigate PBS), is a comprehensive financial approach designed to transform you into a financial craftsman, equipped to build your own personal financial empire.
About Us
What Makes Navigate PBS Revolutionary?
Traditional wealth-building often relies heavily on compound interest, but real-world challenges like interest expense, inflation, and taxes can significantly hinder its potential. Navigate PBS flips this script by addressing these challenges head-on and prioritizing capital growth before compounding interest. This means focusing on growing your money first, which leads to higher returns with less risk than traditional investing models.
Understanding Navigate PBS
The Navigate Personal Banking System (Navigate PBS) is a unique approach that teaches you to manage your money like a bank manages its finances. Instead of letting your money work for others, you'll learn to make it work for you, turning financial "headwinds" into "tailwinds". This system is built on five key components:
Other People's Money (OPM)
OPM means strategically using borrowed money to grow your wealth, allowing you to generate profits from investments without using all your own capital. It's a powerful tool that helps counteract inflation, as you leverage someone else's earning power to grow your wealth faster than relying solely on your own funds.
Positive Spread
A positive spread is the difference when the interest you earn on investments is higher than the interest you pay on borrowed money (OPM). This flips the traditional financial system, where you often lose money on spreads (e.g., banks paying you 3% on savings but charging 7% on loans, a negative 4% spread).
Cashflow
Cashflow is the consistent stream of money moving through your financial system. In Navigate PBS, it's about creating and managing internal cashflow, mimicking how banks operate. It's not just money from investments or jobs; it's the purposeful flow of money that generates consistent benefits.
Velocity of Money
Velocity of money in Navigate PBS is about how efficiently you can stack cashflows and use them to pay back OPM quickly. By rapidly recycling borrowed funds, you increase your ability to generate more cashflow, grow your system, and create even more OPM.
Low-Risk
Low-risk investments are the foundation of your Navigate PBS system. These are opportunities where the chance of losing money is minimal, providing stable and modest returns.
Contact Us: [email protected]
Site: www.navigatesuite.com